Welcome to Birmingham Midshires

You'll find a comprehensive range of savings and mortgages so whatever you want from your money, we're here to make it work harder.

Birmingham Midshires is a division of Bank of Scotland Plc. Find out more about BM - who we are and what we do.

Locate unclaimed preference shares

Beacon and BM Community Grants information

Awards

Your Money Award

Winners of the BEST ONLINE and BEST DIRECT SAVINGS ACCOUNT PROVIDER in the Your Money Awards 2008.


Gross is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.

*AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what return you can expect from your savings over time.

NET rates are illustrative only, allowing for the deduction of income tax at 20%. If you are a higher rate tax payer, you may have a further amount to pay. If we deduct more tax than you have to pay this can be reclaimed from HMRC.

Current and previous Bank of England interest rates can be found at www.bankofengland.co.uk/monetarypolicy/decisions.htm

Internet Savings Account